We seek to protect and grow our clients’ wealth over the long term. Our disciplined, value-based investment approach allows us to identify and invest in best-in-class businesses when they become undervalued. It lets us seek out strong companies with robust fundamentals, distinct competitive advantages and margins of safety. By doing so, we aim to achieve solid long-term absolute performance.
Our equity portfolios are built around the recommendations of Odlum Brown’s highly regarded in-house Research Department. Explore the links below to discover:
Our bond portfolios and strategy are guided by the recommendations of our Fixed Income Strategist, and our bond desk, headed by the Vice President, Trading and Syndication. Learn more about:
The Financial Planning Process
Diana Ruse works with our clients to build a financial plan. We use this plan to project and gain a mutual understanding of the probable growth or decline (through withdrawals) of your Odlum Brown portfolio, optimize the structure of your accounts to minimize tax and to create an investment portfolio that matches your objectives. We construct the financial plan based on the information you provide and conservative return assumptions. There are five steps in the planning process:
We gather information and make careful notes about the assets, liabilities, obligations, retirement goals and estate objectives that are relevant to your financial plan.
2. Building the Model
We construct a financial model that depicts where you are today and, based on the information you have provided us, what your financial picture may look like in the future. It is during this step in the planning process that we:
a) See how your assets and income will develop over time and assess the need to change strategies in the future.
b) Compare different scenarios, such as income splitting between spouses, as well as review how different savings or withdrawal strategies can impact your overall goal.
c) Look at the tax implications of various investment decisions and identify opportunities for minimizing and deferring tax.
d) Offer to liaise with your accountant and/or lawyer to ensure that your family’s financial plan represents a collaboration of your trusted advisors.
3. Presenting the Projections
We meet with you to review all of the assumptions and details that we used to build the plan. We discuss the scenario presented and make any amendments desired based on your feedback and our expertise.
4. Implementing the Strategy
We create or amend your investment portfolio to match the objectives outlined in your plan. We may also schedule deposits or withdrawals to either fund the growth of your investments or provide income for retirement needs or beneficiaries.
5. Revisiting the Financial Plan
We periodically review your plan and investment strategy and compare where your portfolio is now to where we expected it to be. We update and amend the financial plan as required.