perspectives



In 2012, I embarked on a new journey – this blog, perspectives – in hopes of providing insight into the financial markets and offer my own perspective on strategic wealth management issues. There is never a shortage of topics to share and I believe that this has been a great place to communicate with clients and friends in a timely manner, while hopefully providing value and education to my readers. Enjoy!

Latest Update

ABCs to PhDs – Consider an RESP!
by Shelly Appleton-Benko | September 8, 2021

ABCs

September signals back to school, and whether that’s for preschool, high school or completing a post-secondary education, we are reminded of Benjamin Franklins’ quote: “An investment in knowledge pays the best interest.”

As true as that is, post-secondary education is expensive, and costs continue to rise. Early planning can help reduce the stress of managing these costs. One great way to invest for a child’s post-secondary education is through a Registered Education Savings Plan (RESP), coupled with the Canada Education Savings Grant (CESG).

Income and growth within an RESP remain tax-sheltered until withdrawn. In addition, when you start early, the RESP will benefit from a longer time horizon, the power of compound interest and the CESG – up to a lifetime maximum of $7,200!*

Do you think an RESP may be beneficial to your child or grandchild? Is it time for you to learn more?  Please feel free to contact us, and we can go through the details together.

Shelly

P.S. In gratitude of our clients during this back-to-school season, I have made a donation to the Surrey Schools Lunch Program. My hope is that this program will have a positive impact on our community, helping children access better nutrition in support of better educational outcomes.


*CESG amounts depend on the amounts contributed to the RESP.

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Contact Shelly
Shelly Appleton-BenkoShelly Appleton-Benko
BA, FCSI, CIWM, CFDS

Vice President, Director,
Portfolio Manager

Phone:     (604) 844-5327
Toll Free:  (888) 886-3586
Email  |  LinkedIn

About Shelly

Shelly Appleton-Benko is a Vice President, Director and Portfolio Manager at Odlum Brown, with expertise in strategic wealth management. She has over 25 years of investment experience, helping affluent clients build, preserve and transition wealth. Shelly’s investment philosophy focuses on high-quality companies with strong management teams and growth potential. She places a priority on owning mid to large-cap companies with dividend payment streams. You won’t find any penny stocks here! Portfolios are created with a custom blend of individually traded securities in diverse sectors listed on major indices such as the Dow Jones Industrial Average, S&P 500 Index and S&P/TSX Composite Index. Where required, Shelly maintains a fixed income portion of the portfolio by tailoring a blend of corporate bonds, preferred shares, GICs or short-term money market products. Overall, Shelly ensures you always know what you own and why. + Learn More


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Contact Shelly

Phone:     (604) 844-5327
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